Your service
endures
Valor Assurance Life Benefits helps veterans, service members, and their families secure permanent coverage that outlasts a career, a deployment, and a lifetime. No physicals for most plans. No pressure. Just a clear plan for the people you protected first.
Check in for your options
A few quick questions, no cost, no obligation. A veteran benefits advisor reviews your answers and calls when you say so.
Coverage that matches the mission
Three clear tiers. No jargon, no hidden riders. Every plan is guaranteed renewable and portable — it belongs to you, not to a service record.
Legacy Command
from $67/mo
- Multi-generational legacy planning
- Chronic & critical illness riders
- Tax-advantaged cash accumulation
- Dedicated veteran benefits advisor
- Options to build cash value
- Depending on age
Guardian Tier
from $43/mo
- Mortgage and income replacement
- Living benefit for terminal illness
- Can build guaranteed cash value
- Spouse coverage available on one policy
- Options to build cash value
- Depending on age
Standard Watch
from $23/mo
- Final expense & burial protection
- No medical exam for most applicants
- Fixed premium that never increases
- Coverage active in as little as 48 hours
- Options to build cash value
- Depending on age
Protection earned, not sold
You already accepted risk on behalf of others. Coverage should be the one part of your life with no ambiguity — and no fine print you didn't read.
Beyond SGLI & VGLI
Group coverage ends or grows expensive with age. We build private policies you keep for life at a locked-in rate.
Advisors who served
Our benefits team includes veterans and military spouses.
Service-friendly underwriting
Service-connected disability ratings, PTSD, and deployment history will not automatically disqualify you.
Fifteen honest minutes
One conversation, side-by-side options from A-rated carriers, and a plain-English recommendation.
A policy is a promise
We only place coverage with carriers rated A or better.
Four steps. Fifteen minutes.
The process is built to respect your time and end with a decision you fully understand.
Book an appointment
Answer five short questions. No SSN, no credit pull, no obligation.
Review options
A veteran benefits advisor calls at your chosen time.
Lock your rate
Sign electronically. Most applicants skip the medical exam entirely.
Stand relieved
Your family is covered, and your advisor reviews the plan with you yearly.
Families who stood down easier
I had VGLI and the prices kept rising. Valor found me a fixed rate policy that never changes. Can't thank them enough! Thank you!
My husband didn't sign up for life insurance after the military. We tried to get life insurance recently and got declined, but then we found Valor. We were able to get a million dollars worth of coverage. Thank you, Erika for all your help!
My grandpa has some serious health issues. We were able to get him a whole life policy, and coverage started immediately. Highly recommend Valor to all my friends and family.